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Real Estate Financing Forum
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Discover how to accelerate your real estate investing success by understanding and using lender financing. Ask questions and participate in discussions with one of the foremost real estate financing experts in the country, your host, Ed Garcia.
Ed Garcia has been a lender and real estate investor since 1968. He is the CEO of American Heritage Financial Corporation, located in Rancho Cucamonga California. Ed is also affiliated with Western Thrift & Loan, and has the ability to make loans in 42 states.
Ed teaches and personally mentors the extremely popular and successful event for experienced real estate investors:
How to Get Lenders Fighting to Give you Money
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- Get financial suffort from me!!!! - todd williams 14:36:38 05/17/08
(2)
- Cancer and your credit score - Richard in Tx 05:53:23 05/17/08
(0)
- Get financial support - Robert 01:14:07 05/17/08
(0)
- real estate financing and business/private loan - Perry Nelson 00:48:59 05/17/08
(4)
- Commercial Loan Requirements - Autumn 18:04:56 05/16/08
(0)
- HELOC Freeze - David(MD) 12:13:52 05/16/08
(0)
- Private Money Deposit-simple structure - Brad-Pa 07:20:16 05/16/08
(0)
- Help Building Relationships with Local Banks? - Craig 04:44:04 05/16/08
(2)
- Down Payment Assistance - GB-CNY 14:24:41 05/15/08
(4)
- Any help would help.... - Larry Morrow 09:12:07 05/15/08
(0)
- Need Money FAST! - Brett 20:33:48 05/14/08
(0)
- Wholesale Contracts - Lou 14:32:41 05/14/08
(0)
- Exit strategies and repair funds - Wil 12:41:21 05/14/08
(2)
- Need Help quickly!!!! - Eric 19:16:20 05/13/08
(1)
- NEW INVESTOR LOOKING FOR HARD MONEY - mike 09:09:07 05/12/08
(6)
- What's the deal with Texas Lease Options? - Lara 19:49:01 05/11/08
(1)
- I have money to spend now what! - Rich 15:09:55 05/10/08
(2)
- Finding lenders w/ 45% down & 550 FICO - Traci 23:00:42 05/09/08
(2)
- Looking for HELOC on 4-unit investment prop in NYC - Ben - NYC 16:34:53 05/09/08
(2)
- Lenders? - Hollis 15:37:51 05/09/08
(1)
- Possible to remove co-signer from loan? (suntrust) - dannj 13:39:34 05/09/08
(2)
- Personal loans... - Thor 08:53:20 05/09/08
(1)
- What is TLC? - Jamal 14:27:12 05/08/08
(2)
- Looking for options - GS 07:49:17 05/08/08
(3)
- Performance Bond on HUD repo? - Don in VA 20:11:43 05/07/08
(1)
- Hard Money Lenders - Jamal 19:44:02 05/07/08
(2)
- Hard Money Lenders - Jamal 19:35:37 05/07/08
(1)
- WHO IS LENDING FOR INVESTMENT PROPERTIES NOW? - Junior 16:55:25 05/07/08
(1)
- Financial crunch - looking for answers - Rick Shepard 04:03:15 05/07/08
(2)
- Why Small Banks ROCK......... - brandoncbsre 18:20:43 05/06/08
(5)
- Question on margin for Offer... - Spencer Williams 13:00:11 05/06/08
(0)
- Hard Money in Georgia... - spencer Williams 09:24:44 05/06/08
(1)
- Frustrated with FICO Scores - Tamia (VA) 09:12:11 05/06/08
(11)
- pay for bus. credit? - Dean 21:06:06 05/05/08
(5)
- creative financing - jimcw 18:24:48 05/05/08
(1)
- Maryland Hard Money Lenders? - Aaron 21:34:16 05/04/08
(2)
- ltvs needed on hard money and creative - elliott 18:14:51 05/03/08
(3)
- Hard Money Lender, Investor? What do I need? - Kimberly Rosenfeld 04:16:59 05/03/08
(3)
- Owner financing an owner financed property... - Candace 22:54:03 05/02/08
(1)
- Financing for a Short Sale - Wydell Conley 14:26:35 05/02/08
(0)
- Ed---I was beginning to wonder where you went - Cork Horner 12:57:29 05/02/08
(2)
- Upstate NY investors - 12k down on 55k purchase - Matthew 08:58:45 05/02/08
(2)
- To Rich - Ed Garcia 07:16:31 05/02/08
(1)
- Bank Real Estate Loans - annual rptg req - Rosanna 19:30:24 05/01/08
(5)
- NEED HELP GETTING STARTED - Donna 15:57:11 05/01/08
(2)
- south side st. petersburg? - chris r. 14:19:26 05/01/08
(1)
- assets but no income - jon 13:24:09 05/01/08
(13)
- Can you transfer a mortgage to someone else? - Evinson 12:49:32 05/01/08
(2)
- historic renovation loans - sam 20:46:50 04/29/08
(2)
- Refi - Brinly 13:01:50 04/29/08
(3)
- Re: Refi - Patrick 14:13:19 04/29/08
(2)
- Creative Financing Ideas - tonyc 12:49:42 04/29/08
(0)
- financing for rooming house... - Garrett-BC 23:36:30 04/28/08
(0)
- Great deal needs Hard Money - Chris in NY 19:43:36 04/28/08
(4)
- private money help - travis brown 17:48:44 04/28/08
(2)
- I am seeking collateral based rehab lenders!!! - Rolando 16:29:35 04/28/08
(1)
- Short Sale with Lease Option Already In Place - PropertyProfits 09:38:50 04/28/08
(0)
- Shelf Corps- legit? - Dean 20:44:52 04/27/08
(1)
- 560 Credit Score - sam 12:27:05 04/26/08
(2)
- Million dollar property- zero down (or low down)? - Peil 11:23:49 04/26/08
(2)
- Fannie/Freddie guidelines - Mark (SDCA) 20:40:27 04/25/08
(3)
- New investor in Fort Worth, TX - Randy 14:47:45 04/25/08
(8)
- NINA Loans - PC 13:55:11 04/25/08
(9)
- Refinance with low credit score due to divorce. - Rommel 12:29:55 04/25/08
(1)
- Funding Real estate with 401k? - Randy 09:36:29 04/25/08
(2)
- Financing problem (help) - jordan 17:54:38 04/24/08
(2)
- Need solid HML in VA - T_Va 06:54:55 04/24/08
(2)
- ASSIGNING CONTRACTS IN FLORIDA - LISA DEVINE 19:10:23 04/23/08
(0)
- seasoning credit card money - Vanessa 10:45:32 04/23/08
(4)
- Hard Money In Tampa, FL - Mark 08:33:00 04/23/08
(1)
- Lease Option on a Home that needs work - cduckett 14:39:42 04/22/08
(2)
- Unseasoned Note Purchase - RTB 10:55:06 04/22/08
(1)
- 5 rental house - brian 17:54:50 04/21/08
(4)
- yes - Jimmy 18:03:16 04/21/08
(3)
- Re: yes - brian 18:56:46 04/21/08
(2)
- Financing possibly empty lot - Ryan 15:06:36 04/20/08
(2)
- Hard Money Seminar Lonnie Scruggs - Cainvestor 08:27:45 04/20/08
(2)
- should i even look for financing?? - shea 00:01:54 04/20/08
(3)
- Private Money? - Fred 17:27:12 04/19/08
(1)
- Info about Birchmere Mortgage - Hector 10:02:22 04/18/08
(0)
- purch on seller carry and immediately Refi? - Kenneth Hocking 08:51:38 04/17/08
(5)
- L/H Bank Financing in Metro Atlanta - adam l 13:59:39 04/15/08
(0)
- 1st Line of Credit with no doc - Keith 05:10:49 04/15/08
(7)
- Financing options-comm r/e purchase - Ryan 18:49:24 04/14/08
(0)
- Unsecured Business Lines of Credit - Virgil Horner 22:52:55 04/13/08
(4)
- hard money lender, or higher int. rate soft money? - Deborah 19:41:28 04/13/08
(3)
- Refinance when one has more than 10 properties - sg-va 19:39:20 04/13/08
(6)
- Raw land financing - Ryan 18:24:39 04/13/08
(2)
- PRIVATE MONEY - John Miller 19:18:08 04/12/08
(1)
- Require 25% finance on apartment deal - Lanky 15:45:21 04/12/08
(0)
- Need help removing inquires - Erik Wiliamson 18:28:21 04/10/08
(0)
- Commercial Loans for multiple sellers? - Dean in NC 18:26:53 04/10/08
(0)
- 686 score- What are my options? - brandoncbsre 17:11:49 04/10/08
(3)
- mobile home financing - joe 17:01:13 04/10/08
(2)
- Commericial Hard Money - New 1st or Small 2nd - Old House Investors 14:39:40 04/10/08
(1)
- Trouble finding hard money financing - Nicci 14:01:56 04/10/08
(5)
- What does your credit scores mean? - Credit Restoration 05:51:37 04/10/08
(2)
- Getting Started...Advice? - RC SD 17:43:47 04/09/08
(1)
- New content added to CRE Online (Newsletter) - Jeanne 10:05:24 04/09/08
(0)
- Analyze small hotel deal - Cat in Austin 23:11:33 04/08/08
(2)
- Any more available 80-90% LTV Programs? - Dave 12:02:29 04/08/08
(9)
- leveraging my property worth 250k. Heloc? - TD-Chicago 22:01:12 04/07/08
(1)
- ANY LENDERS IN MASSACHUSETTS WHO OWN MULTI FAMS - MARCUS 17:40:48 04/07/08
(1)
- Owner financing - frantz 04:32:10 04/07/08
(4)
- QuickBooks - Mark 16:51:09 04/06/08
(0)
- Young with credit and equity, how do i finance? - jon sauer 16:17:09 04/06/08
(4)
- Hard money Lenders for Canada - Larkland 07:30:11 04/06/08
(2)
- Self directed IRA can Get a Loan? - Taxing Question 21:55:45 04/05/08
(8)
- Any Ideas on Financing This One? - Lynx 12:00:00 04/05/08
(5)
- WAMU HELOC Strikes - Rich-CA 22:34:33 04/03/08
(2)
- Gov't To Give 15,000 Tax Credit For Foreclosures - Jake Dennis 14:26:56 04/03/08
(0)
- Short Sale Funding - Darlene 12:44:02 04/03/08
(0)
- TRIPLEX REFINANCE - jstwant2getitright 15:46:07 04/02/08
(1)
- apartment financing - Ed 14:08:37 04/02/08
(5)
- REO's - Frantz 09:10:23 04/02/08
(2)
- financing missouri - lou 08:09:50 04/02/08
(2)
- Financing Issues - Mike 20:17:44 04/01/08
(2)
- up front MIP premium - SteveOH 19:26:26 04/01/08
(1)
- PRIVATE LENDING in Michigan - Ron Ristovski 15:31:24 04/01/08
(0)
- lease purchase proposal - Dewayne Hudson 13:14:11 04/01/08
(2)
- short term funding - Eric orta 21:07:23 03/31/08
(0)
- Cash-out - Eric 16:31:13 03/31/08
(1)
- Looking for 10% down, NOO, 4 unit. - john 07:14:00 03/31/08
(2)
- Borrowing for a fixer to hold - JoeD 20:00:00 03/30/08
(2)
- 10 Mortgage limit? - lou 19:55:54 03/30/08
(3)
- Credit Repair - Any Experts Here? - Craig Makepeace 19:33:06 03/30/08
(9)
- Found a nice REO and a Buyer. - buckeyeguy 14:28:16 03/29/08
(2)
- Wholesale Question - purnell wright 04:54:30 03/29/08
(1)
- no deal - Judah hardmoney Hoover 17:17:49 03/31/08
(0)
- Pulling equity: How much is too much? - Keith 04:39:47 03/29/08
(5)
- Need a 10k loan - Big J 03:29:26 03/29/08
(13)
- assign contract - Jeams 12:58:06 03/27/08
(0)
- assignment of contract - chidi 09:08:15 03/27/08
(3)
- I need some help on this deal - Dieu-Seul Petit-Frere 07:51:14 03/27/08
(1)
- Need a Loan Fast!!! - Flip My Bank Account 15:14:00 03/26/08
(1)
- Assingning contract... - Gerald 10:50:51 03/26/08
(0)
- HELOC'S - SAM NY 17:36:39 03/25/08
(4)
- HUD certification numbers for a double wide - jeff 11:20:35 03/25/08
(4)
- can my buyer get a loan......... - Nate-WI 10:52:46 03/25/08
(3)
- escape clauses - chidi 04:36:55 03/25/08
(0)
- rehabwealth.com? - Tammi 18:34:33 03/24/08
(1)
- Cash Out Refi - John 17:33:12 03/24/08
(2)
- Ponder this scenario.............. - Stephanie 13:53:50 03/24/08
(3)
- financing advice - tim 12:14:18 03/24/08
(2)
- Possible creative way to buy a multiunit property? - Tyrone 10:26:59 03/24/08
(1)
- investing with bad credit? - Lamar Smith 09:53:47 03/24/08
(6)
- New Loan with Ch. 7 possible ? - Keith 09:49:40 03/24/08
(2)
- Need Financial Help? - Mrs. Lita Atkinson 01:32:11 03/24/08
(1)
- Best way to buy a bank-owned house with no money? - Jake Cowley 15:48:21 03/23/08
(1)
- owner finance - M/C 14:26:47 03/23/08
(0)
- Is it possible? - Rick Shepard 07:46:05 03/23/08
(3)
- Working line of credit? - Andrew 19:20:28 03/22/08
(2)
- Need loan help - frantz 15:32:12 03/21/08
(3)
- Private Money Question or two, AD writing - Bill Wiles 11:30:52 03/21/08
(0)
- Options for re-hab investor back end financing? - Eric 10:55:19 03/21/08
(3)
- need financing answers - Brian Vogt 07:16:19 03/21/08
(1)
- manufactured homes - Chrispnc 11:56:42 03/20/08
(1)
- Sink Hole Properties in Florida/ Insurance - Charles 20:11:26 03/19/08
(1)
- I am trying PAYDEX improvement - Testing this stuff 17:17:28 03/19/08
(1)
- Question about Lease Option - Anna in Boston 10:59:26 03/19/08
(1)
- CRE Online Convention Success Stories... - Jeanne 09:56:31 03/19/08
(0)
- Leveraged up to my eyeballs-need advice - Corine 06:42:37 03/19/08
(8)
- HML - DLL 18:03:30 03/18/08
(3)
- Re: HML - Ben Carmona 19:39:58 03/18/08
(2)
- Re: HML - Corine 07:35:03 03/19/08
(1)
- Re: HML - Sarah 16:12:55 03/23/08
(0)
- 90% LTV or higher? - Russ 13:33:18 03/18/08
(10)
- har money financing - Robespierre Germain 13:28:13 03/18/08
(5)
- Where to find short term loans for REO business - Marc Master 12:29:07 03/18/08
(1)
- Where are the TRUE Hard Money Lenders?? - Ron R 10:50:08 03/18/08
(7)
- RE portfolio buying - Elaine from MD 07:15:45 03/18/08
(2)
- I hired credit repair lawyer - Cynthia 07:09:11 03/18/08
(2)
- Credit Special - Stevectx 22:49:09 03/17/08
(1)
- Business Line of Credit - CF_Moneymaker 20:50:06 03/17/08
(0)
- 70% Hard Money 1st for Residential - Scott 20:48:35 03/17/08
(2)
- Broker misrepresented terms on Business LOC - Keith 20:16:41 03/17/08
(4)
- converting - Erik Williamson 13:17:40 03/17/08
(1)
- Portfolio Lenders becoming cautious as well - Eric in FL 06:39:52 03/16/08
(9)
- money merging accounts shorten your mortgage - farril defoor 16:51:02 03/15/08
(5)
- Ed, your selling strategy - frekwentflier 23:55:30 03/14/08
(2)
- 1st rental investment question - Brady 21:33:44 03/13/08
(7)
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